Principles

It can be about intuition and personal preference.  The financial planning process has a lot of mathematical inputs; charts, graphs, calendars, forecasts, and so forth.  The component that is often overlooked and underappreciated is personal relationship component.   Acknowledging and focusing on the professional aspects of the process are as important as the intangibles.  Intangibles…

Every person, each situation and the relationships developed are unique and fluid.  Go with the flow and keep things moving forward and moving positively.  Our first principle was listen.  That leaves us only part of the way to a solid relationship.   Communicating on a successful basis has the varied components of educating and informing…

It is easy to say, “I make good decisions.”  Have you ever looked at how you make decisions or the mental model you use to make decisions.   To understand planning and long term success we should first understand how we make decisions.  More importantly, we must become better thinkers and better decision makers.   Anyone…

Having a plan is the first part of sticking to the plan.  Being a Certified Financial Planner gives us a unique and educated perspective on developing and modifying plans.  The on-going success of any plan hinges on the ability to implement and modify it to meet changing needs.   Communicate, communicate, communicate.  We live in…

To gain an understanding of the what stands in front of us we must understand and define different types of risk.  We believe in the idea of risk and reward, we aim to understand and manage risk intelligently.  Embracing risk when a suitable opportunity presents itself is an intelligent approach.   The overall avoidance of…

Relate, if we cannot relate we cannot help.  We want to succeed with every client; are we able to serve this client well? Refer.  We have some simple guiding principles; Besides listening we need to relate, build trust, and ultimately develop a strong relationship.   Getting along with everyone is just not feasible and only…

In today’s fast paced world listening seems to be a lost art.  Perhaps it was never an art, somehow things have changed over the past 20 years.  People have a difficult time waiting to share their opinion or idea, whether it is anonymously online or through verbal interruption in person.  This affects the way we…